Start with a way to save money correctly.

Start with a way to save money correctly.

         In the context of an economic slowdown in countries. Due to the global economy is moving in the same direction. Including Thailand, the country is organized. Various career who earns more, It dropped. People are not spending as much as they should because of the uncertainties that may arise.
But if you just kept your savings in the bank. Interest received is very few. Many people who want to have more money find out which great way to save money. Make our money grow fruitfulness as possible. This is the reason which we must learn to financial planner.

          In an age of everyday life must have cost. Way of life, travel, relaxation, education, family. There may be unforeseen events that may occur, unemployed, accident, illness, economic complexities. Only financial planning carefully to help you cope with situations that may come unexpected especially if one is planned retired and living comfortably must be well planned.

          Financial planning is that we planned in terms of money both in terms of revenue and expenditure must be balanced. The rest of the cost leading to savings or investment
The savings add up also known as "money work by itself". Including to learn about the tax, Debt Management and prepare risk that may occur. Say, the easier it is anything related to our way of living.

          I am sure many people have dreams that are in the early stages, want a car, want a home, want tourism and spending without any interruption. But in fact, After earning money then entirely different because once you have got into expenditure of the queue waiting to get money from us.
Finally, the remaining amount paid as expected, there are too few. Sometimes not enough each month to go. Then when the financial cycle to break out this way anyway ....we must start with a financial planner.

4 steps to begin financial planning.

       1. Explore yourself. In order to make their own financial habits, condition, limitations and how to take risk can be adapted for use in financial planning, saving and investing.

       2. Set goals and specified time period. How do you want to live, cost hunk in much and time to find the money for a period of time. Try making these items out by which these goals should be possible, reasonable and practicable. The goal is divided into three time periods.

          * Short-term goals are goals within a period not exceeding one year. Most of the costs are going up every day and the cost to build a happy time. As change Electronics, home repair, travel,learning short courses, etc.

          * Medium-term goals are goals that require a period of 1- 5 years. The goal is more important than short-term goals. As the education of children who need to be prepared, buying or renovating a home or car, starting a Business etc.

          * Long-term goals are goals that require a period of more than 5 years. The most important goal. However, do not abandon it. And is often a goal that requires a lot of support. If you want long-term goals much. We even have to plan on spending, savings and investment very much.

      3. The proportion of revenues and expenses accordingly.

When clear goals and timelines. It's the next step is to allocate revenue - expenses. Assess whether of goals. Revenue received in present adequate. Need for additional income or not. Expenses that are available today what's more, there of necessity will be eliminated. By increasing the proportion of income over expenditure. The remaining amount of savings then the remaining money for ways to save money or invest in different ways. to get a return close to the intended target.

     4. The implementation of the plan and modify the plan without changing the target. This step is considered the most important. Whether it planned planed it if no action, the plan failed. The plan put forth wall to reiterate the goal and modify the plan of revenue - expenses at any time. The goals do not change at all.

Financial Planning

          Can be summarized as a simple topic to guide the study for more that what element. When learning component, then they start planning for themselves at all. In each section, we can adjust it to fit our lifestyle as much as possible because of the reluctance usually do not last long. To view the family as the main component.

Saving Money

Choose where to save money. How much is the savings should be supported.

Charges

How should allocate costs.Necessary expenses. Unnecessary costs

Investment

Investments are making savings grow at a reasonable cost. Do not be a victim of investment returns claiming to have been very well be true.

Debt

That can distinguish good debt and bad debt how are.

However, as soon as possible and reduce debt.

Credit Cards

Using credit cards to the maximum and well aware of the message wary of using credit cards.

Risk Management

Can prevent the risk of life and property, however. By using the Services properly desired objectives.

Tax

Duty to taxpayers. Tax administration to benefit the most.